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The MainStay Series VP portfolios are investment options only available through certain variable products offered by New York Life Insurance and Annuity Corporation or through other insurance company products.

Portfolio
Summary Prospectus (by class)
Statutory Prospectus
SAI
Annual Report
Semiannual Report
Proxy Voting Info
Top 10 Holdings
All Holdings

MainStay VP American Century Sustainable Equity Portfolio

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MainStay VP Balanced Portfolio

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MainStay VP Candriam Emerging Markets Equity Portfolio

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MainStay VP CBRE Global Infrastructure Portfolio

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MainStay VP Conservative Allocation Portfolio

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MainStay VP Epoch U.S. Equity Yield Portfolio

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MainStay VP Equity Allocation Portfolio 

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MainStay VP Fidelity Institutional AM Utilities Portfolio 1

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MainStay VP Growth Allocation Portfolio 

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MainStay VP Income Builder Portfolio

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MainStay VP Indexed Bond Portfolio

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MainStay VP IQ Hedge Multi-Strategy Portfolio

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MainStay VP Janus Henderson Balanced Portfolio

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MainStay VP MacKay Government Portfolio

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MainStay VP MacKay High Yield Corporate Bond Portfolio

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MainStay VP MacKay International Equity Portfolio

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MainStay VP MacKay Strategic Bond Portfolio

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MainStay VP Moderate Allocation Portfolio

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MainStay VP Natural Resources Portfolio

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MainStay VP PIMCO Real Return Portfolio

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MainStay VP S&P 500 Index Portfolio

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MainStay VP Small Cap Growth Portfolio

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MainStay VP Wellington Growth Portfolio 

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MainStay VP Wellington Mid Cap Portfolio 

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MainStay VP Wellington Small Cap Portfolio 

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MainStay VP Wellington U.S. Equity Portfolio 

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MainStay VP Winslow Large Cap Growth Portfolio

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MainStay VP U.S. Government Money Market Portfolio

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1. Fidelity Institutional AM is a registered service mark of FML LLC. Used with permission.
The MainStay Series VP portfolios are investment options only available through certain variable products offered by New York Life Insurance and Annuity Corporation ("NYLIAC") or through other insurance company products. They are different from the mutual funds that may have similar names but are available directly to the general public. Investment results will differ. For more complete information, and to obtain product and funds prospectuses, please contact your Registered Representative, or call 1-800-598-2019. Investors are asked to read the prospectus carefully and consider the investment objectives, risks and charges and expenses of the investment before investing. Both the product prospectus and the underlying funds contain this and other information about the product and underlying investment options.

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