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U.S. social media guidelines

Please keep the following guidelines in mind when visiting New York Life Investments social media properties:
• Maintain a professional environment and be respectful of others
• Refrain from posting offensive or inappropriate content
• Do not post any personal or account information
• Do not provide investment advice, recommendations, solicitations or testimonials

We reserve the right to restrict the usage of those who don’t follow these guidelines, who have online pages containing offensive material or serving as a promotional site, or for any other reason. We also reserve the right to moderate and remove comments.

Comments posted are the responsibility of the person who posted them. New York Life Investments does not endorse, or guarantee the accuracy of content posted by others, and comments posted do not represent the views of New York Life Investments.

Those who have a business relationship with New York Life Investments or any other beneficial interest in commenting are responsible for adhering to any restrictions for interacting online and any obligations to disclose that relationship or interest in their posts.

All investments are subject to risk and will fluctuate in value.

ETFs

Consider the Funds’ investment objectives, risks, and charges and expenses carefully before investing. The prospectus and the statement of additional information include this and other relevant information about the Funds and are available by visiting IQetfs.com or calling 888-934-0777. Read the prospectus carefully before investing.

“New York Life Investments” is both a service mark, and the common trade name, of certain investment advisors affiliated with New York Life Insurance Company. IndexIQ® is an indirect wholly owned subsidiary of im体育推荐官网 Holdings LLC. ALPS Distributors, Inc. (ALPS) is the principal underwriter of the ETFs. NYLIFE Distributors LLC is a distributor of the ETFs. NYLIFE Distributors LLC is located at 30 Hudson Street, Jersey City, NJ 07302. ALPS Distributors, Inc. is not affiliated with NYLIFE Distributors LLC. NYLIFE Distributors LLC is a Member FINRA/SIPC.

im体育推荐官网 LLC engages the services of federally registered advisors. MacKay Shields LLC is an affiliate of New York Life Insurance Company.

Mutual Funds

For more information about MainStay Funds®, call 800-624-6782 for a prospectus or summary prospectus. Investors are asked to consider the investment objectives, risks, and charges and expenses of the investment carefully before investing. The prospectus, or summary prospectus, contains this and other information about the investment company. Please read the prospectus, or summary prospectus, carefully before investing.

The MainStay Funds® are managed by im体育推荐官网 LLC and distributed by NYLIFE Distributors LLC, 30 Hudson Street, Jersey City, NJ 07302, a wholly owned subsidiary of New York Life Insurance Company. NYLIFE Distributors LLC is a Member FINRA/SIPC.

Mutual funds may be offered and sold only to persons in the United States.

The products and services of New York Life Investments' boutiques are not available in all jurisdictions or regions where such provision would be contrary to local laws or regulations.

MacKay Global Fixed Income is an investment team at MacKay Shields LLC. MacKay Shields is 100% owned by NYLIM Holdings, which is wholly owned by New York Life Insurance Company.

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